Welcome WinFirst Bank to the Summit Family!

As many already know, WinFirst Bank has joined the Summit Financial Group Inc. family of community banks, effective December 15, 2020.   We are honored to extend our banking services, and want to assure you that through this transition, serving your banking needs is our top priority.

At this time, WinFirst Bank will continue to operate under their same name and account platforms.  More information will be communicated closer to the system conversion slated to occur on May 24, 2021.  Please continue to check back on this site for additional information as it becomes available.  In addition, information will be mailed to you directly for any important account information.  Thank you again for entrusting us with your banking needs. We look forward to continuing to serve you.

COVID-19 Update

The health and financial well-being of our customers, employees, and community is of utmost importance to WinFirst Bank.  Like all of you, we have been closely monitoring developments related to the Coronavirus (COVID-19) and taking all the necessary precautions while remaining focused on delivering the banking services you need as the situation evolves.


As you look for ways to minimize face-to-face interactions, don’t forget all of the ways you can bank with us digitally.  Our digital services are a quicker way to meet your banking needs.  A wide variety of transactions can be handled conveniently from your home with our online banking and mobile app including:


  • Transfer Money
  • Make loan payments
  • Pay and manage your bills
  • Deposit checks


If you need to visit a branch location, we are currently open normal hours.




Our staff will be wearing face coverings as appropriate for the safety of each other and our customers. If possible, we ask that you do the same and follow social distancing guidelines to keep 6’ feet between persons.  We reserve the right to request that you remove your face covering within the security camera view if we are not able to properly identify you.  We appreciate your understanding and assistance in keeping each other safe and healthy.


In addition,  WinFirst Bank is ready to provide additional assistance to those who may encounter financial hardships. Please contact us at info@winfirstbank.com or 859-744-1939 to request assistance.


Find out more about our operations during this time and available financial assistance on our COVID 19 Update page.

Free Online Banking

We offer FREE online banking to conveniently manage your personal and/or business accounts online 24/7. You can transfer funds between accounts, check out account balances or check your account history. The same everyday banking functions are always at your fingertips, within minutes, when you bank with us.

  • Convenient, web-based service customized to your needs
  • Maintain control of your cash flow
  • 24/7 online access to accounts
  • Mobile banking
  • Real-time account information
  • Detailed transaction histories
  • Online statements
  • Picture Pay

  • Customer 2 Customer Pay
  • Easy to use interface
  • View past transactions
  • View check images
  • Transfer funds between accounts
  • Pay bills
  • Schedule loan payments
  • Accessible to multiple authorized users

Personal Banking

Whether you are looking for an account to save for retirement or need a loan for your next home improvement project, we offer a variety of savings and money market, checking, certificates of deposit and loan products.

Business Banking

Own a business and looking for banking services? WFB has the accounts you are looking for and we combine them with excellent customer service. We offer business checking and lending products.

Contact Us

Where customers come first!

    WinFirst Bank sends email messages in only certain circumstances.

    To protect your privacy, you should not send confidential information by email. This includes your account number, social security number, user ID, password, and other sensitive information. If you have a question about your account and are registered to use Online Banking, you can send us a Secure Message after you login.